Exclusive Home Loan
for HEROES

Helping California HEROES save thousands of dollars when buying or refinancing a home

Welcome to the CalHERO Home Loan and Buyer Program

This is the official website for California's CalHERO Home Loan and buyer assistance program designed to help first responders firefighters, EMS, police, law enforcement, military, veterans, teachers, nurses, and healthcare workers save thousands of dollars when buying or refinancing a home. It's our way of giving back to our heroes who educate, serve, care for, and protect the residents and communities of California

Select a HERO to learn more

Benefits of the CalHERO Home Loan and Buyer Program

  • Percentageico

    Reduced Rates

  • Money Box-ico

    Reduces Fees

  • Fast Track-ico

    Prioritized Processing

  • Check Fileico

    Flexible Guidelines

  • Request Money

    Cash Rebate *

* Cash rebate or credit is only available when buyers close their purchase transaction represented by a CalHERO real estate agent partner.  Rebate/credit is from the RE agent.

home loan program

Real Customer Reviews and their CalHERO
Homebuying Experience!

Need Down Payment Assistance? The CalHERO Advantage Program can help!

Don't let the lack of funds hold you back from buying your home. With CalHERO's down payment assistance program, qualified individuals can finally make their homeownership dreams come true. Take advantage of this opportunity and unlock the door to your dream home today.

Find your dream home with trusted partners

Buying, selling, or refinancing a home can be overwhelming. With CalHERO's partner network of California real estate agents, you can trust that you'll find your dream home with professionals who understand your unique needs. Let us help you navigate the process and make your homeownership dreams come true.

home loan program